Visa Electron is the most accessible, inexpensive and democratic VISA product enabling its holder to access cash through ATMs and pay for purchases in retail outlets equipped by POS terminals all over the world. The mandatory authorisation (control) of the electronic cards while making transactions provides for additional protection of the card’s usage and helps the card holder to control his or her expenditures within the limit set.

Novikombank issues this card under its payroll projects.

VISA Classic is the most popular card in the world. It has the optimal balance of cost and quality of service, and is designed for middle-class individuals. It is essential for people spending a lot of time on work and travelling often. It is convenient to pay for purchases in shops, restaurants and other retail outlets in any country of the world. Besides, using the Visa Classic you can perform remote operations on booking hotels and air tickets, make purchases through the Internet, hire a car etc.

Hundreds of thousands of ATMs and more than 22 million outlets worldwide accept Visa Classic.

VISA Gold is a prestigious card of a higher grade, testifying to the solvency of its holder. The holders of VISA Gold have a right to special treatment and the highest quality of service. Having this card you will enjoy the utmost convenience in the world’s best hotels, clubs, boutiques, casinos and restaurants. Gold cards provide their holders with the greatest opportunities and convenience, and also free international insurance for up to 200,000 US dollars.