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We shall send the following documents by e-mail:
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Novikombank offers its customers private asset management services. The financial market provides investors with a great variety of opportunities to save and increase their accumulated capital. Customers of Novikombank can diversify their assets by investing in the investment products.
On the basis of the long experience of working in the equity markets, our Bank professionals will help you to choose an effective strategy of Private Asset Management to match your investment goals. We will assess your attitude to the risk of investing in securities, discuss your investment time frame (the period of time for which you are ready to place your assets in private management), and offer the list of securities for your portfolio. We will tailor any feasible request of yours. Our Bank professionals are always ready to share the principles on which any portfolio is created and managed.
Bank management is always striving for the utmost ongoing transparency, at any time providing detailed information on how your assets are working for your benefit.We offer a variety of private asset management strategies according to various risk/return ratios. These strategies may be of interest for both the most conservative investors and the more adventurous investors that are expecting a higher return and are aware of the risks relating to investment in securities.
We recommend the Beta – Anti-Crisis portfolio to diversify foreign exchange savings against the background of the ambiguous situation in the foreign exchange market.
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This portfolio is suitable for the most conservative of investors. Funds will be invested in bonds of the most reliable (“quasi-governmental”) Russian issuers, such as, Gazprom, Russian Railways, Federal Grid Company of Unified Energy System, etc., from which, we select only those having maximal liquidity and short-term (up to about one year) maturities. Thus, the new portfolio would have a sufficiently even schedule of cash flows, from the payment of coupons, offers (early redemption of bonds by issuer) and bond repayments. The realized profit can be, either, reinvested in similar bonds or, if preferred, transferred to other strategies of Private Asset Management, for example, the strategies that work with shares. Leading Russian companies’ shares in a portfolio can have a potentially higher income than investments in deposits and bonds. |
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We recommend the Beta – Conservative and Beta – Balanced portfolios, for investors who understand that having shares in their investment portfolio is necessary for having a return that should exceed that of bank deposits.
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In the Beta – Conservative portfolio, the share portion may amount to 20%. This portfolio is ideal for those investors who would like to have a return that exceeds bank deposit returns, and for this purpose they agree to include shares in their portfolio, though they are still apprehensive about the significant effects of share price fluctuations on the value of the portfolio. In the Beta-Balanced portfolio, the share portion may be increased to 50%, and the investor could expect an average return of more than twice the return on bank deposits. As these portfolios depend on stock market price fluctuations, we recommend an investment term of a minimum of one and a half years for the Beta – Conservative portfolio and three years for the Beta-Balanced portfolio. Using the recommended investment terms, the investor has an excellent chance of obtaining the expected results for which the portfolios are tailored. |
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For those investors who are not afraid of stock market price fluctuations, we offer the Beta – Aggressive portfolio.
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In this portfolio, shares make up to 100% of the portfolio value, and the expected return could exceed returns on bank deposits by several times. |
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Finally, for investors who wish to choose when to enter and exit from the market themselves, but who do not have any wish or ability to independently compose their investment portfolio, we offer the Index portfolio.
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The management of the Index strategy comes down to only maintaining the portfolio structure that is close to that of the respective general market or sector of stock index, and is practically not influenced by the subjective opinion of the manager with regard to market perspectives. |
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Trusting your money with us you will have:
- a chance to increase your capital without spending your time and money learning the financial markets.
- your personal knowledgeable, professional manager with many years’ experience in managing both the Bank’s own funds and our customers’ assets.
- an opportunity of choosing the correct investment strategy according to your investment goals, combined with your attitude to risk related investment in securities.
